Program Manager – Credit Risk Management (Banking Domain)

Company Overview

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Job Summary

We are seeking an experienced Program Manager with a strong background in Credit Risk Management and hands-on experience delivering end-to-end programs in areas of credit risk and compliance portfolio. The ideal candidate must have prior experience in the banking sector within the UAE, with a solid understanding of both technical and functional requirements.

This role acts as a bridge between credit risk, IT, data teams, and business units, ensuring timely and compliant delivery of critical projects with a strong focus on governance, risk control, and stakeholder communication.

Responsibilities

• Lead the successful end-to-end delivery of complex, risk-based programs within the credit risk domain.
• Manage multiple projects under the risk and compliance portfolio (AML, KYC, Risk Assessment, Fraud Control, etc.).
• Apply knowledge of regulatory frameworks: CBUAE standards, Basel III, IFRS 9, ICAAP.
• Demonstrate familiarity with risk systems: Moody’s, ACTICO, SAS Risk, Oracle FCCM, Experian, etc.
• Coordinate cross-functional teams and ensure alignment with business and technical objectives.
• Engage with stakeholders at all levels and maintain clear and effective communication throughout the program lifecycle.
• Proactively identify risks, issues, and bottlenecks, and ensure appropriate mitigation strategies are in place.
• Provide regular updates, dashboards, and reports to senior leadership.
• Ensure compliance with internal policies and external regulations throughout program execution.
• Challenge assumptions and raise concerns where program performance or compliance is at risk.
• Lead by example and foster a culture of accountability and transparency.

Qualifications

• 15–18 years of overall experience, including 10–12 years in the banking domain, with a strong background in program and project management.
• Minimum of 6–7 years of experience working with UAE banks.
• Strong domain expertise in Credit Risk Management and risk-based projects.
• Mandatory work experience in the banking sector in the UAE.
• Solid technical background (preferably IT-related), with the ability to understand and bridge technical and business requirements.
• Familiarity with technology jargon and system integration processes.
• Excellent stakeholder management and communication skills.
• Ability to confidently challenge opinions, raise red flags when necessary, and influence key decisions.
• Strong personality with a solution-oriented approach and leadership presence.
• Certifications such as PMP, PRINCE2, or equivalent in project/program management are highly desirable.

Preferred Skills

• Additional certifications in relevant fields will be considered a plus.
• Experience with the latest tools and technologies in Credit Risk Management.

Experience

• 15 – 18 years of experience in program and project management.
• 10 – 12 years of banking experience.
• 6 – 7 years of banking experience specifically in the UAE.

Environment

• Typical work setting is in-office within the banking sector.
• Potential for collaboration with cross-functional and technical teams.

Salary

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Growth Opportunities

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Benefits

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