Credit Underwriting, Credit Operations - Responsible for also consistently tracking market and defining implications on the company
New school, College and Institute onboarding Risk due diligence
Accountable for maintaining & constantly innovating & updating our underwriting logic including building proprietary policy & early warning signals working in conjunction with the data Analytics team
Accountable for keeping our NPAs under control. Establish Credit Rating system and Develop integrated Risk Management policy framework for all aspects of risks across the products
Draft and develop Credit Risk Management policy for the Credit team and review/update to comply with the local banking law and regulations as and when required
Ability to influence a culture of risk awareness in the organisation.
Set objectives for measuring, monitoring, evaluating and mitigating the risk exposure and ensure that they are reported in a timely manner
Implement a set of risk metrics and reports, including losses and incidents, key risk exposures, and early warning indicators
Ensure that the risks are properly addressed in terms of compliance with existing rules and regulations established by internal, local regulators
Develop predictive dynamic monitoring procedures/systems for the Credit Risk team