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Head of Credit | Scrabble

Posted on February 9, 2024

Job Description

<div>30-55 lakhs - over call</div> <div> </div> <div> <p style="margin-bottom:11px"><span style="font-size:11pt"><span style="line-height:107%"><span style="font-family:Calibri,sans-serif">- 7-12yrs exp</span></span></span></p> <p style="margin-bottom:11px"><span style="font-size:11pt"><span style="line-height:107%"><span style="font-family:Calibri,sans-serif">- fintech exp is good to have</span></span></span></p> <p style="margin-bottom:11px"><span style="font-size:11pt"><span style="line-height:107%"><span style="font-family:Calibri,sans-serif">- must have done grounds up work</span></span></span></p> <p style="margin-bottom:11px"><span style="font-size:11pt"><span style="line-height:107%"><span style="font-family:Calibri,sans-serif">- will be building the risk function (open to IC role)</span></span></span></p> <p style="margin-bottom:11px"><span style="font-size:11pt"><span style="line-height:107%"><span style="font-family:Calibri,sans-serif">- comp - 50-65L range (Can go a bit higher)</span></span></span></p> <p style="margin-bottom:11px"> </p> <div style="border-bottom:double windowtext 2.25pt; padding:0cm 0cm 1.0pt 0cm"> <p style="border:none; padding:0cm; margin-bottom:11px"><span style="font-size:11pt"><span style="line-height:107%"><span style="font-family:Calibri,sans-serif">Don’t want CRO</span></span></span></p> <p style="border:none; padding:0cm; margin-bottom:11px"><span style="font-size:11pt"><span style="line-height:107%"><span style="font-family:Calibri,sans-serif">Youngish </span></span></span></p> <p style="border:none; padding:0cm; margin-bottom:11px"><span style="font-size:11pt"><span style="line-height:107%"><span style="font-family:Calibri,sans-serif">Risk teams  - fintech – data bent </span></span></span></p> <p style="border:none; padding:0cm; margin-bottom:11px"><span style="font-size:11pt"><span style="line-height:107%"><span style="font-family:Calibri,sans-serif">Ask right questions </span></span></span></p> <p style="border:none; padding:0cm; margin-bottom:11px"><span style="font-size:11pt"><span style="line-height:107%"><span style="font-family:Calibri,sans-serif">Need not have automotive experience</span></span></span></p> <p style="border:none; padding:0cm; margin-bottom:11px"><span style="font-size:11pt"><span style="line-height:107%"><span style="font-family:Calibri,sans-serif">High IQ – risk fundamentals</span></span></span></p> <p style="border:none; padding:0cm; margin-bottom:11px"><span style="font-size:11pt"><span style="line-height:107%"><span style="font-family:Calibri,sans-serif">Equation on risk to day – founders reporting </span></span></span></p> <p style="border:none; padding:0cm; margin-bottom:11px"><span style="font-size:11pt"><span style="line-height:107%"><span style="font-family:Calibri,sans-serif">Exp – 8-12 years</span></span></span></p> <p style="border:none; padding:0cm; margin-bottom:11px"><span style="font-size:11pt"><span style="line-height:107%"><span style="font-family:Calibri,sans-serif">35-55 </span></span></span></p> <p style="border:none; padding:0cm; margin-bottom:11px"><span style="font-size:11pt"><span style="line-height:107%"><span style="font-family:Calibri,sans-serif">Small team of under writers, collection org, analyst</span></span></span></p> <p style="border:none; padding:0cm; margin-bottom:11px"><span style="font-size:11pt"><span style="line-height:107%"><span style="font-family:Calibri,sans-serif">More credit risk and not fraud risk</span></span></span></p> <p style="border:none; padding:0cm; margin-bottom:11px"><span style="font-size:11pt"><span style="line-height:107%"><span style="font-family:Calibri,sans-serif">More on risk – not data/fraud</span></span></span></p> <p style="border:none; padding:0cm; margin-bottom:11px"><span style="font-size:11pt"><span style="line-height:107%"><span style="font-family:Calibri,sans-serif">Why loss are happenining, figure out </span></span></span></p> <p style="border:none; padding:0cm; margin-bottom:11px"><span style="font-size:11pt"><span style="line-height:107%"><span style="font-family:Calibri,sans-serif">Risk + collection + policy </span></span></span></p> <p style="border:none; padding:0cm; margin-bottom:11px"><span style="font-size:11pt"><span style="line-height:107%"><span style="font-family:Calibri,sans-serif">Nikhil goyal</span></span></span></p> <p style="border:none; padding:0cm; margin-bottom:11px"><span style="font-size:11pt"><span style="line-height:107%"><span style="font-family:Calibri,sans-serif">unsecured lending from bank</span></span></span></p> <p style="border:none; padding:0cm; margin-bottom:11px"><span style="font-size:11pt"><span style="line-height:107%"><span style="font-family:Calibri,sans-serif">NBFC – 9 months – Risk in an NBFC</span></span></span></p> <p style="border:none; padding:0cm; margin-bottom:11px"><span style="font-size:11pt"><span style="line-height:107%"><span style="font-family:Calibri,sans-serif">100cr AUM – current – 3 wheel car loan. Same location, some </span></span></span></p> <p style="border:none; padding:0cm; margin-bottom:11px"><span style="font-size:11pt"><span style="line-height:107%"><span style="font-family:Calibri,sans-serif">400cr – Geography and market share</span></span></span></p> <p style="border:none; padding:0cm; margin-bottom:11px"><span style="font-size:11pt"><span style="line-height:107%"><span style="font-family:Calibri,sans-serif">3 Wheel cargo/bus, 3 wheel 4 wheel – cargo passenger segment</span></span></span></p> <p style="border:none; padding:0cm; margin-bottom:11px"><span style="font-size:11pt"><span style="line-height:107%"><span style="font-family:Calibri,sans-serif">Enterprise risk – no</span></span></span></p> <p style="border:none; padding:0cm; margin-bottom:11px"><span style="font-size:11pt"><span style="line-height:107%"><span style="font-family:Calibri,sans-serif">Retail risk – 400-500cr AUM – 18months passenfer cargo, three wheel</span></span></span></p> <p style="border:none; padding:0cm; margin-bottom:11px"><span style="font-size:11pt"><span style="line-height:107%"><span style="font-family:Calibri,sans-serif">Pure retail to larger segments – 10,00,000</span></span></span></p> <p style="border:none; padding:0cm; margin-bottom:11px"><span style="font-size:11pt"><span style="line-height:107%"><span style="font-family:Calibri,sans-serif">30,00,000 asset</span></span></span></p> <p style="border:none; padding:0cm; margin-bottom:11px"><span style="font-size:11pt"><span style="line-height:107%"><span style="font-family:Calibri,sans-serif">3.80 lakhs – 3-4 years</span></span></span></p> </div> </div>