Treasury Analyst / Senior Treasury Analyst

Company Overview

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Job Summary

We are seeking an experienced Treasury Analyst / Senior Treasury Analyst with 5–8 years of hands-on expertise in corporate treasury, banking operations, and financial analysis. The incumbent will independently manage the full spectrum of treasury functions — from WCDL and SBLC operations to cash flow forecasting, bank reconciliation statements (BRS), audit support, and Management Information Systems (MIS) — in a high-velocity e-commerce or retail environment. At the Senior Analyst level, the role demands strategic ownership of treasury reporting, process optimization, banking relationship management, and cross-functional leadership, with the ability to drive treasury efficiency at scale.

Responsibilities

• Banking operations oversight: Independently oversee and execute daily banking transactions, including vendor payments, marketplace settlements, statutory dues, employee reimbursements, and interbank fund movements across multiple accounts and banking relationships.
• WCDL lifecycle management: Own the complete WCDL cycle, including drawdown requests, utilization tracking, repayment scheduling, interest computation and servicing, limit renewals, and bank documentation; ensure zero defaults or missed obligations.
• SBLC end-to-end coordination: Manage the issuance, renewal, amendment, and retirement of Standby Letters of Credit (SBLC); maintain a complete document register and coordinate proactively with banks on compliance and expiry timelines.
• Bank reconciliation — BRS: Own daily and monthly BRS preparation across all bank accounts; establish systematic resolution workflows for open items; drive a zero-outstanding policy within agreed Service Level Agreement (SLA) timelines.
• Cash flow forecasting & fund planning: Build and maintain short-term (weekly) and medium-term (monthly/quarterly) cash flow models; monitor daily liquidity position, anticipate funding gaps, and recommend fund deployment or borrowing actions.
• Accounting & Tally ERP: Ensure accurate and timely passing of all treasury-related entries, including journal vouchers, payment vouchers, contra entries, and period-end adjustments in Tally ERP with full supporting documentation.
• MIS & treasury analytics: Design, publish, and continuously improve weekly and monthly treasury MIS covering fund positions, payment summaries, WCDL utilization, interest cost trends, and variance-to-plan analysis for Finance leadership.
• Audit management: Lead end-to-end preparation of treasury audit schedules and supporting evidence for internal, statutory, and tax audits; proactively close prior-period observations and drive zero-finding outcomes.
• Compliance & risk controls: Maintain strict adherence to internal treasury policies, banking covenants, Reserve Bank of India (RBI) guidelines, and statutory payment timelines; flag compliance risks proactively to the Finance Head.
• Banking & stakeholder management: Serve as the primary treasury interface with banks for limit utilizations, product queries, dispute resolution, and documentation; coordinate seamlessly with Accounts Payable (AP), tax, legal, and marketplace finance teams.
• Process improvement: Identify inefficiencies in treasury workflows, propose automation or process re-engineering initiatives, and lead implementation to reduce manual effort, turnaround time (TAT), and reconciliation errors.

Qualifications

• Educational Qualifications: Bachelor's degree in Commerce, Finance, or Accounting; MBA Finance / Chartered Accountant (CA) Inter / Cost and Management Accountant (CMA) Inter preferred.
• Key Skills:
  • Corporate treasury management
  • Banking operations
  • Financial analysis
  • Cash flow forecasting
  • Compliance and risk management
  • Audit management
  • Proficient in Tally ERP
  • Strong analytical and problem-solving skills

Preferred Skills

• Experience in e-commerce or retail treasury functions.
• Knowledge of banking products and compliance regulations.
• Familiarity with treasury management systems and software automation.

Experience

• 5–8 years of relevant experience in corporate treasury, banking operations, and financial analysis.

Environment

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Salary

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Growth Opportunities

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Benefits

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