<div> <div> <div> <div> <ul> <li> <p>● &nbsp;Plan, design and implement an overall risk management process for the organization and Develop end to end Credit Risk scorecards ranging from applications to collective scorecards.</p> </li> <li> <p>● &nbsp;Evaluate &amp; Make risk assessments, which involves analyzing risks as well as identifying, describing and estimating the risks affecting the business.</p> </li> <li> <p>● &nbsp;Enhance the credit lending framework including policies, processes, MIS, controls, etc for the Unsecured Lending business.</p> </li> <li> <p>● &nbsp;Executing &amp; setting up framework of TTDs and EWS and to ensure that timely actions are taken to prevent further loss.</p> </li> <li> <p>● &nbsp;Keep track of delinquency levels and ensure that requisite follow up is being done to ensure that over- dues are regularized in a time bound manner.</p> </li> <li> <p>● &nbsp;Ensure credit policies and program risk acceptance criteria are reviewed regularly, with timely updates for proactive adaptation to changes in legal/regulatory requirements, business strategies, market environment or portfolio performance.</p> </li> <li> <p>● &nbsp;Drive portfolio management initiatives through the credit cycle management framework by working in partnership with product managers, underwriting team, tech team and collection team.</p> </li> <li> <p>● &nbsp;Ability to work closely with lending partners (Banks/NBFCs) to ensure implementation of agreed policies, processes, and transition of data through in a timely manner.</p> </li> <li> <p>● &nbsp;Ensure timely completion of RCSAs including appropriate action plans to address identified control gaps.</p> </li> <li> <p>● &nbsp;Own the Risk engine and the onboarding side of the product for the seller and the buyer to build a secure and smooth flow.</p> </li> </ul> </div> </div> </div> </div>