<table style="border-collapse:collapse; width:127pt; border:none" width="169"> <colgroup> <col style="width:127pt" width="169" /> </colgroup> <tbody> <tr height="19" style="height:14.5pt"> <td height="19" style="border:none; height:14.5pt; width:127pt; padding:0px; vertical-align:bottom; white-space:nowrap" width="169"><span style="font-size:11pt"><span style="color:black"><span style="font-weight:400"><span style="font-style:normal"><span style="text-decoration:none"><span style="font-family:Calibri,sans-serif">Who understands&nbsp;</span></span></span></span></span></span></td> </tr> <tr height="19" style="height:14.5pt"> <td height="19" style="border:none; height:14.5pt; padding:0px; vertical-align:bottom; white-space:nowrap"><span style="font-size:11pt"><span style="color:black"><span style="font-weight:400"><span style="font-style:normal"><span style="text-decoration:none"><span style="font-family:Calibri,sans-serif">credit underwriting,&nbsp;</span></span></span></span></span></span></td> </tr> <tr height="19" style="height:14.5pt"> <td height="19" style="border:none; height:14.5pt; padding:0px; vertical-align:bottom; white-space:nowrap"><span style="font-size:11pt"><span style="color:black"><span style="font-weight:400"><span style="font-style:normal"><span style="text-decoration:none"><span style="font-family:Calibri,sans-serif">lending,&nbsp;</span></span></span></span></span></span></td> </tr> <tr height="19" style="height:14.5pt"> <td class="xl65" height="19" style="border:none; height:14.5pt; padding:0px; vertical-align:bottom; white-space:nowrap"><span style="font-size:11pt"><span style="font-weight:700"><span style="color:black"><span style="font-style:normal"><span style="text-decoration:none"><span style="font-family:Calibri,sans-serif">building prediction models around defaults</span></span></span></span></span></span></td> </tr> <tr height="19" style="height:14.5pt"> <td height="19" style="border:none; height:14.5pt; padding:0px; vertical-align:bottom; white-space:nowrap"><span style="font-size:11pt"><span style="color:black"><span style="font-weight:400"><span style="font-style:normal"><span style="text-decoration:none"><span style="font-family:Calibri,sans-serif">Fraud and transactional modelling</span></span></span></span></span></span></td> </tr> <tr height="19" style="height:14.5pt"> <td height="19" style="border:none; height:14.5pt; padding:0px; vertical-align:bottom; white-space:nowrap">&nbsp;</td> </tr> <tr height="19" style="height:14.5pt"> <td height="19" style="border:none; height:14.5pt; padding:0px; vertical-align:bottom; white-space:nowrap"><span style="font-size:11pt"><span style="color:black"><span style="font-weight:400"><span style="font-style:normal"><span style="text-decoration:none"><span style="font-family:Calibri,sans-serif">ok to look at financial services</span></span></span></span></span></span></td> </tr> <tr height="19" style="height:14.5pt"> <td height="19" style="border:none; height:14.5pt; padding:0px; vertical-align:bottom; white-space:nowrap">&nbsp;</td> </tr> <tr height="19" style="height:14.5pt"> <td height="19" style="border:none; height:14.5pt; padding:0px; vertical-align:bottom; white-space:nowrap"><span style="font-size:11pt"><span style="color:black"><span style="font-weight:400"><span style="font-style:normal"><span style="text-decoration:none"><span style="font-family:Calibri,sans-serif">people who have worked with businesses would be preferred.</span></span></span></span></span></span></td> </tr> <tr height="19" style="height:14.5pt"> <td class="xl66" height="19" style="border:none; height:14.5pt; padding:0px; vertical-align:bottom; white-space:nowrap">&nbsp;</td> </tr> </tbody> </table>