Job Description
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<p dir="ltr"><b id="docs-internal-guid-a770f86d-7fff-054b-287e-ba36de92cc20">About CoverSure: </b></p>
<p dir="ltr"><b id="docs-internal-guid-a770f86d-7fff-054b-287e-ba36de92cc20">At CoverSure, we are building omni channel tech-first platforms for businesses and households with insurance-product innovation at the core. Our purpose is to empower the insured to own & control their protection at all times. Our deep tech, moulded with Al-driven solutions and enriched with simple content is the key for peace of mind. CoverSure is a group of closely knit folks who are together to build India's most loved InsurTech. We are attempting to build a first of its kind platform for insurance consumers across borders and a repository of consumer-centric products loaded on our proprietary tech. The problem that we are looking to solve exists in most minds and every enterprise which makes up for a promising sizeable market. Our promise: Insurance will become interesting and shall no more be burdensome. </b></p>
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<p dir="ltr"><b id="docs-internal-guid-a770f86d-7fff-054b-287e-ba36de92cc20">Website : <a href="https://www.coversure.in/">https://www.coversure.in/ </a></b></p>
<p dir="ltr"><b id="docs-internal-guid-a770f86d-7fff-054b-287e-ba36de92cc20">Linkedin : <a href="https://www.linkedin.com/company/coversurein/">https://www.linkedin.com/company/coversurein/</a></b></p>
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<p dir="ltr"><b id="docs-internal-guid-a770f86d-7fff-054b-287e-ba36de92cc20">Role: Insurance Underwriter</b></p>
<p dir="ltr"><b id="docs-internal-guid-a770f86d-7fff-054b-287e-ba36de92cc20">Location: Mumbai (Worli) </b></p>
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<p dir="ltr"><b id="docs-internal-guid-a770f86d-7fff-054b-287e-ba36de92cc20">Responsibilities:</b></p>
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<li aria-level="1" dir="ltr">
<p dir="ltr" role="presentation"><b id="docs-internal-guid-a770f86d-7fff-054b-287e-ba36de92cc20">Collect appropriate and accurate information required to assess potential clients and decide on the acceptable risk for a policy.</b></p>
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<li aria-level="1" dir="ltr">
<p dir="ltr" role="presentation"><b id="docs-internal-guid-a770f86d-7fff-054b-287e-ba36de92cc20">Review policy applications based on the previous loss records, age, medical report, credit ratings and driving records.</b></p>
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<li aria-level="1" dir="ltr">
<p dir="ltr" role="presentation"><b id="docs-internal-guid-a770f86d-7fff-054b-287e-ba36de92cc20">Prepare reports that detail risk assessment findings that contribute to the final decision.</b></p>
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<li aria-level="1" dir="ltr">
<p dir="ltr" role="presentation"><b id="docs-internal-guid-a770f86d-7fff-054b-287e-ba36de92cc20">Compare various policies having similar risk undertaking and conduct actuarial studies to decide on the company’s loss records.</b></p>
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<li aria-level="1" dir="ltr">
<p dir="ltr" role="presentation"><b id="docs-internal-guid-a770f86d-7fff-054b-287e-ba36de92cc20">Evaluate policies with regards to the company’s underwriting standards.</b></p>
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<li aria-level="1" dir="ltr">
<p dir="ltr" role="presentation"><b id="docs-internal-guid-a770f86d-7fff-054b-287e-ba36de92cc20">Make a decision to accept, modify or reject an insurance application after scrutiny of all the required documents and studies regarding the risk involved.</b></p>
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<li aria-level="1" dir="ltr">
<p dir="ltr" role="presentation"><b id="docs-internal-guid-a770f86d-7fff-054b-287e-ba36de92cc20">Analyze statistical data using specialized computer programs.</b></p>
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<li aria-level="1" dir="ltr">
<p dir="ltr" role="presentation"><b id="docs-internal-guid-a770f86d-7fff-054b-287e-ba36de92cc20">Write quotes, determine premiums and coverage, and negotiate terms with brokers and clients.</b></p>
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<li aria-level="1" dir="ltr">
<p dir="ltr" role="presentation"><b id="docs-internal-guid-a770f86d-7fff-054b-287e-ba36de92cc20">Carefully select the wording of policies, and prepare the terms and conditions.</b></p>
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<li aria-level="1" dir="ltr">
<p dir="ltr" role="presentation"><b id="docs-internal-guid-a770f86d-7fff-054b-287e-ba36de92cc20">Handle queries from credit control departments, brokers and clients.</b></p>
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<p dir="ltr"><b id="docs-internal-guid-a770f86d-7fff-054b-287e-ba36de92cc20">Requirements :</b></p>
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<li aria-level="1" dir="ltr">
<p dir="ltr" role="presentation"><b id="docs-internal-guid-a770f86d-7fff-054b-287e-ba36de92cc20">Degree in finance or business administration (essential).</b></p>
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<li aria-level="1" dir="ltr">
<p dir="ltr" role="presentation"><b id="docs-internal-guid-a770f86d-7fff-054b-287e-ba36de92cc20">Analytical thinker with research proficiencies.</b></p>
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<p dir="ltr" role="presentation"><b id="docs-internal-guid-a770f86d-7fff-054b-287e-ba36de92cc20">Ability to use reasonable and sound judgment.</b></p>
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<li aria-level="1" dir="ltr">
<p dir="ltr" role="presentation"><b id="docs-internal-guid-a770f86d-7fff-054b-287e-ba36de92cc20">Strong problem-solving and decision-making skills.</b></p>
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<li aria-level="1" dir="ltr">
<p dir="ltr" role="presentation"><b id="docs-internal-guid-a770f86d-7fff-054b-287e-ba36de92cc20">Thorough knowledge of databases and tracking systems.</b></p>
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<li aria-level="1" dir="ltr">
<p dir="ltr" role="presentation"><b id="docs-internal-guid-a770f86d-7fff-054b-287e-ba36de92cc20">Solid organizational skills and detail-oriented.</b></p>
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<li aria-level="1" dir="ltr">
<p dir="ltr" role="presentation"><b id="docs-internal-guid-a770f86d-7fff-054b-287e-ba36de92cc20">Ability to work under pressure and meet strict deadlines.</b></p>
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<li aria-level="1" dir="ltr">
<p dir="ltr" role="presentation"><b id="docs-internal-guid-a770f86d-7fff-054b-287e-ba36de92cc20">Strong interpersonal and negotiation skills.</b></p>
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<li aria-level="1" dir="ltr">
<p dir="ltr" role="presentation"><b id="docs-internal-guid-a770f86d-7fff-054b-287e-ba36de92cc20">Deep knowledge of underwriting regulations.</b></p>
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<li aria-level="1" dir="ltr">
<p dir="ltr" role="presentation"><b id="docs-internal-guid-a770f86d-7fff-054b-287e-ba36de92cc20">Ability to build positive relationships and partnerships with clients, brokers and key role-players.</b></p>
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</ul>
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