About CoverSure: 

At CoverSure, we are building omni channel tech-first platforms for businesses and households with insurance-product innovation at the core. Our purpose is to empower the insured to own & control their protection at all times. Our deep tech, moulded with Al-driven solutions and enriched with simple content is the key for peace of mind. CoverSure is a group of closely knit folks who are together to build India's most loved InsurTech. We are attempting to build a first of its kind platform for insurance consumers across borders and a repository of consumer-centric products loaded on our proprietary tech. The problem that we are looking to solve exists in most minds and every enterprise which makes up for a promising sizeable market. Our promise: Insurance will become interesting and shall no more be burdensome. 

Website : https://www.coversure.in/ 

Linkedin : https://www.linkedin.com/company/coversurein/

Role: Insurance Underwriter

Location: Mumbai (Worli) 

Responsibilities:

• Collect appropriate and accurate information required to assess potential clients and decide on the acceptable risk for a policy.

• Review policy applications based on the previous loss records, age, medical report, credit ratings and driving records.

• Prepare reports that detail risk assessment findings that contribute to the final decision.

• Compare various policies having similar risk undertaking and conduct actuarial studies to decide on the company’s loss records.

• Evaluate policies with regards to the company’s underwriting standards.

• Make a decision to accept, modify or reject an insurance application after scrutiny of all the required documents and studies regarding the risk involved.

• Analyze statistical data using specialized computer programs.

• Write quotes, determine premiums and coverage, and negotiate terms with brokers and clients.

• Carefully select the wording of policies, and prepare the terms and conditions.

• Handle queries from credit control departments, brokers and clients.

Requirements :

• Degree in finance or business administration (essential).

• Analytical thinker with research proficiencies.

• Ability to use reasonable and sound judgment.

• Strong problem-solving and decision-making skills.

• Thorough knowledge of databases and tracking systems.

• Solid organizational skills and detail-oriented.

• Ability to work under pressure and meet strict deadlines.

• Strong interpersonal and negotiation skills.

• Deep knowledge of underwriting regulations.

• Ability to build positive relationships and partnerships with clients, brokers and key role-players.