<div> The candidate will be responsible for Product Risk Policy and processes for Educational<br /> Loan and review of cases requiring risk approval<br />  Proactively monitoring of the portfolio and external environment to identify incipient<br /> risks<br />  Close collaboration with business/credit/collection teams to roll out corrective actions<br />  This role will provide enriched learning in managing risk and has the potential to enable<br /> accelerated career growth for the candidate</div> <div>Key Accountabilities<br />  Roll out of Policy notes within defined timelines<br />  Maintaining health of portfolio within defined threshold<br />  Policy training to Credit team at defined frequency</div> <div>Key Responsibilities<br />  Responsible for end-to-end risk management of EL Business<br />  Develop product risk policy framework, programs and devise risk strategy for business<br />  Competition tracking and building stronger proposition for the company<br />  Collaborate with external &amp;amp; internal partners for building risk solutions<br />  Tracking &amp;amp; monitoring of Education Loan portfolio to ensure good of portfolio health<br />  Preparation of risk dashboards/management presentations via collaborating with various<br /> internal and external resources<br />  Appraise and provide risk views on Education Loan proposals requiring Risk approval</div> <div>3<br />  Identify key risks and mitigating factors of potential asset types and values, legal and<br /> ownership structures, professional reputations, customer bases, or industry segments<br />  Recommend ways to control and reduce risk on stipulated processes and policies, advise<br /> teams on business/operational matters<br />  Produce business-related information and reports or presentations that outline findings,<br /> explain risk positions, and recommend changes periodically<br />  Coordination with designated managers of the partner and taking adequate risk policy<br /> measures to provide required enablers</div> <div>Required Experience</div> <div> 10 - 12 years<br />  Should have first-hand experience of developing risk policy framework<br />  Experience in underwriting of Education Loan/Personal loan/LAP</div> <div>Required Qualification<br />  CA or MBA (Finance) from premier institutes</div> <div>Technical Competencies<br />  Good knowledge of computer applications<br />  Technology application to risk framework<br />  Analytical Skills</div> <div>Behavioral Competencies<br />  Strategic Orientation<br />  Customer Centricity<br />  Execution Focus<br />  Collaborative Approach<br />  Innovative Mindset</div> <div>4</div> <div>Personal Attributes<br />  Good Communication Skills<br />  Self-driven, Proactive and strong interpersonal skills<br />  Should be a team player<br />  Quick learner</div>