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Credit Analyst | Scrabble & Jigsaw

Posted on November 16, 2025

Job Description

Recur Club is an AI-native debt marketplace where startups and SMEs can raise capital tailored to <br /> their unique business needs, guided by a dedicated capital expert. <br /> Backed by marquee institutional investors like Info Edge, Titan Capital, LC Nueva, and others, <br /> our vision is to make debt as accessible and seamless as water for businesses across India. <br /> We collaborate with 125+ marquee lenders, including Tata Capital, HSBC, Aditya Birla Capital, <br /> INCRED, Ugro Capital, and other leading NBFCs, banks, and institutional capital providers, to <br /> secure the best capital structures for your business. <br /> Our dedicated capital experts work closely with you to identify and secure the most suitable debt <br /> offers for your business model. <br /> Since our inception in 2021, we’ve funded over 1,500 companies across diverse sectors such <br /> as D2C, Tech, SaaS, EV, Manufacturing, Logistics, Fintech, and more. Our customers trust us <br /> for our transparency in educating them about debt and our speed of execution. <br /> At Recur Club, we’re driven by a single obsession: helping you focus on growing your business <br /> while we take care of your fundraising. <br /> We are a lean and focussed team, valuing individuals who carry a deep sense of autonomy, <br /> ownership, eagerness to learn and ability to execute ruthlessly. <br /> As an Investments & Portfolio Manager you will Live, Win & Thrive on:  <br /><br /><br />  LIVE – What You’ll Be Doing <br /> As an Investment Manager, you will: <br /> ● Own end-to-end underwriting for structured SME financing — from due diligence to deal <br /> structuring <br /> ● Evaluate borrower health using financial, operational, and legal filters, and recommend <br /> lending decisions <br /> ● Work closely with Product and Engineering teams to automate and refine credit <br /> workflows <br /> ● Lead internal reporting and MIS for credit and investment decisions <br /> ● Engage with cross-functional stakeholders (Sales, Legal, Customer Success) to ensure <br /> end-to-end credit hygiene and risk mitigation <br /><br /><br />  WIN – Who We’re Looking For <br /> ● 4–6 years of experience in credit underwriting for SME loans at an <br /> NBFC/Bank/Digital lender <br /> ● Strong understanding of business cash flows, credit risk, financial metrics, and legal <br /> documentation <br /> ● Exposure to unsecured/structured lending products <br /> ● Analytical mindset and hands-on approach to problem-solving <br /> ● Familiarity with credit tools, dashboards, and systems like CRIF, CIBIL, Perfios, etc. <br /> ● Bachelor’s degree in Finance, Commerce, or Economics or Chartered <br /> Accountants  <br /> ● Self-starter with strong ownership and comfort working in a fast-paced, high-autonomy <br /> environment <br /><br /><br />  THRIVE <br /> Benefits  <br /> ★ Ownership: We want you to feel like an owner & that will reflect in your salary and equity <br /> ★ Resources: The best in class equipment for you to excel at work <br /> ★ A good work-life balance: we do our best work when we're balanced <br /> ★ Flexible vacation and work hours: We don't adopt conventional work practices that are <br /> meaningless for the type of work we do <br /> ★ Great colleagues: We value a culture of authenticity, humility, and excellence. We want <br /> you to make a footprint on our culture <br /><br /><br />  Media Coverage <br /> Seed Funding | Times Of India | YourStory 

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