HumanBit Logo

Credit Analyst | Scrabble & Jigsaw

Posted on November 16, 2025

Job Description

Recur Club is an AI-native debt marketplace where startups and SMEs can raise capital tailored to 
their unique business needs, guided by a dedicated capital expert. 
Backed by marquee institutional investors like Info Edge, Titan Capital, LC Nueva, and others, 
our vision is to make debt as accessible and seamless as water for businesses across India. 
We collaborate with 125+ marquee lenders, including Tata Capital, HSBC, Aditya Birla Capital, 
INCRED, Ugro Capital, and other leading NBFCs, banks, and institutional capital providers, to 
secure the best capital structures for your business. 
Our dedicated capital experts work closely with you to identify and secure the most suitable debt 
offers for your business model. 
Since our inception in 2021, we’ve funded over 1,500 companies across diverse sectors such 
as D2C, Tech, SaaS, EV, Manufacturing, Logistics, Fintech, and more. Our customers trust us 
for our transparency in educating them about debt and our speed of execution. 
At Recur Club, we’re driven by a single obsession: helping you focus on growing your business 
while we take care of your fundraising. 
We are a lean and focussed team, valuing individuals who carry a deep sense of autonomy, 
ownership, eagerness to learn and ability to execute ruthlessly. 
As an Investments & Portfolio Manager you will Live, Win & Thrive on:  


 LIVE – What You’ll Be Doing 
As an Investment Manager, you will: 
● Own end-to-end underwriting for structured SME financing — from due diligence to deal 
structuring 
● Evaluate borrower health using financial, operational, and legal filters, and recommend 
lending decisions 
● Work closely with Product and Engineering teams to automate and refine credit 
workflows 
● Lead internal reporting and MIS for credit and investment decisions 
● Engage with cross-functional stakeholders (Sales, Legal, Customer Success) to ensure 
end-to-end credit hygiene and risk mitigation 


 WIN – Who We’re Looking For 
● 4–6 years of experience in credit underwriting for SME loans at an 
NBFC/Bank/Digital lender 
● Strong understanding of business cash flows, credit risk, financial metrics, and legal 
documentation 
● Exposure to unsecured/structured lending products 
● Analytical mindset and hands-on approach to problem-solving 
● Familiarity with credit tools, dashboards, and systems like CRIF, CIBIL, Perfios, etc. 
● Bachelor’s degree in Finance, Commerce, or Economics or Chartered 
Accountants  
● Self-starter with strong ownership and comfort working in a fast-paced, high-autonomy 
environment 


 THRIVE 
Benefits  
★ Ownership: We want you to feel like an owner & that will reflect in your salary and equity 
★ Resources: The best in class equipment for you to excel at work 
★ A good work-life balance: we do our best work when we're balanced 
★ Flexible vacation and work hours: We don't adopt conventional work practices that are 
meaningless for the type of work we do 
★ Great colleagues: We value a culture of authenticity, humility, and excellence. We want 
you to make a footprint on our culture 


 Media Coverage 
Seed Funding | Times Of India | YourStory 
Powered by
HumanBit Logo