<ul> <li>Manage the end-to-end credit risk program, including credit underwriting for larger ticket size unsecured loans, with a thorough understanding of supply chain financing products such as dealer financing, vendor financing, invoice discounting etc</li> </ul> <div>&bull; Analyze both intangible and tangible data, including a credit data and financial statements, to determine the creditworthiness of new and existing customers, dealers, and suppliers</div> <div>&bull; Develop and implement credit risk policies and procedures</div> <div>&bull; Monitor credit limits and recommend changes as needed to minimise NPAs and maximise returns</div> <div>&bull; Gather and maintain accurate records of credit assessments and customer information</div> <div>&bull; Conducting quarterly, semi-annual, and annual reviews of existing customers, dealers, and suppliers and revaluating credit limits based on credit transactions and financial strength</div> <div>&bull; Collaborate with cross-functional teams to address escalations and new opportunities and develop risk mitigation strategies</div> <div>&bull; Develop and maintain relationships with customers to support credit decisions and manage credit risk</div> <div>&bull; Provide regular reporting on credit risk metrics</div> <div>&bull; Continuously monitor and evaluate credit risk management practices to ensure effectiveness and compliance with regulations and industry best practices</div>