<ul> <li style="text-align:justify"><span style="font-size:11pt"><span style="line-height:115%"><span style="font-family:Calibri,sans-serif"><span lang="EN-US" style="font-size:12.0pt"><span style="line-height:115%">Robust Understanding of Fundamental Drivers of Credit Analysis of companies and Sector Research.</span></span></span></span></span></li> <li style="text-align:justify"><span style="font-size:11pt"><span style="line-height:115%"><span style="font-family:Calibri,sans-serif"><span lang="EN-US" style="font-size:12.0pt"><span style="line-height:115%">Strong analytical skills with proficiency in financial modelling of companies.</span></span></span></span></span></li> <li style="text-align:justify; margin-bottom:13px"><span style="font-size:11pt"><span style="line-height:115%"><span style="font-family:Calibri,sans-serif"><span lang="EN-US" style="font-size:12.0pt"><span style="line-height:115%">Demonstrates ability to work in a team and contributing to overall fixed income team. </span></span></span></span></span></li> </ul>