TEAM LEADER Ahmedabad

Company Overview

Company details are not specified.

Job Summary

We are looking for a dynamic and result-oriented Relationship Manager (RM) to join our Medium Enterprises (ME) team. The ideal candidate will be responsible for sourcing and managing a portfolio of clients with turnover ranging from ₹100 Cr to ₹500 Cr, maintaining portfolio hygiene, and actively engaging in cross-selling financial products.

Responsibilities

• Client Acquisition (NTB): Source new-to-bank (NTB) clients in the medium enterprise segment with turnover between ₹100 Cr to ₹500 Cr. Identify opportunities through market intelligence, references, and industry networking.
• Portfolio Management: Manage and deepen relationships with the existing client portfolio. Engage regularly with clients to ensure satisfaction and retention.
• Credit Note Preparation: Conduct financial analysis and prepare detailed credit notes for new and existing clients. Evaluate risk and structure proposals in line with the bank’s credit policies.
• Sanction Process & Stakeholder Coordination: Liaise with internal credit teams for proposal discussions and approvals. Communicate effectively with clients to understand their financial needs and ensure alignment with product offerings.
• Portfolio Hygiene: Ensure timely renewals, limit compliance, documentation, and monitoring of early warning signals. Maintain high asset quality and minimize delinquencies.
• Cross-Selling: Identify and capitalize on cross-sell opportunities across products like trade finance, treasury, cash management, insurance, and working capital solutions.

Qualifications

• Graduate/Postgraduate in Finance, Commerce, or a related field.
• Experience: 3–4 years in corporate/SME/ME banking.
• Strong understanding of credit analysis and financial statements.
• Excellent relationship management and communication skills.
• Proven ability to drive business and manage risk effectively.

Preferred Skills

• Familiarity with banking regulatory requirements.
• Additional financial certifications (e.g., CFA, CA) may be beneficial.

Experience

A minimum of 3–4 years of experience in corporate, SME, or medium enterprises banking is required.

Environment

Work setting details are not specified, including location (remote, in-office, hybrid).

Salary

Salary details are not specified.

Growth Opportunities

Details about potential career advancement opportunities within the company are not specified.

Benefits

Benefits offered by the company are not specified.