<p style="text-align:justify"><span style="font-size:12pt"><span style="line-height:normal"><span style="font-family:Aptos,sans-serif"><b><span style="font-size:11.0pt">Job Title: Compliance Officer</span></b></span></span></span></p> <p style="text-align:justify"><span style="font-size:12pt"><span style="line-height:normal"><span style="font-family:Aptos,sans-serif"><b><span style="font-size:11.0pt">Department:</span></b><span style="font-size:11.0pt"> Compliance</span></span></span></span></p> <p style="text-align:justify">&nbsp;</p> <p style="text-align:justify"><span style="font-size:12pt"><span style="line-height:normal"><span style="font-family:Aptos,sans-serif"><b><span style="font-size:11.0pt">Job Overview:</span></b><span style="font-size:11.0pt"> Compliance Officer will be responsible for ensuring that the organization adheres to all regulatory requirements set forth by the Reserve Bank of India (RBI). This role involves monitoring, evaluating, and implementing compliance policies and procedures to ensure the organization&#39;s operations align with RBI regulations and standards.</span></span></span></span></p> <p style="text-align:justify">&nbsp;</p> <p style="text-align:justify"><span style="font-size:12pt"><span style="line-height:normal"><span style="font-family:Aptos,sans-serif"><b><span style="font-size:11.0pt">Key Responsibilities:</span></b></span></span></span></p> <ol> <li style="text-align:justify"><span style="font-size:12pt"><span style="line-height:normal"><span style="tab-stops:list 36.0pt"><span style="font-family:Aptos,sans-serif"><b><span style="font-size:11.0pt">Regulatory Compliance:</span></b></span></span></span></span>

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	<li style="text-align:justify"><span style="font-size:12pt"><span style="line-height:normal"><span style="tab-stops:list 72.0pt"><span style="font-family:Aptos,sans-serif"><span style="font-size:11.0pt">Monitor and interpret RBI regulations and guidelines to ensure compliance across the organization.</span></span></span></span></span></li>
	<li style="text-align:justify"><span style="font-size:12pt"><span style="line-height:normal"><span style="tab-stops:list 72.0pt"><span style="font-family:Aptos,sans-serif"><span style="font-size:11.0pt">Develop and implement compliance policies and procedures to meet RBI requirements.</span></span></span></span></span></li>
	<li style="text-align:justify"><span style="font-size:12pt"><span style="line-height:normal"><span style="tab-stops:list 72.0pt"><span style="font-family:Aptos,sans-serif"><span style="font-size:11.0pt">Conduct regular audits and reviews to ensure adherence to RBI guidelines.</span></span></span></span></span></li>
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<li style="text-align:justify"><span style="font-size:12pt"><span style="line-height:normal"><span style="tab-stops:list 36.0pt"><span style="font-family:Aptos,sans-serif"><b><span style="font-size:11.0pt">Reporting and Documentation:</span></b></span></span></span></span>
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	<li style="text-align:justify"><span style="font-size:12pt"><span style="line-height:normal"><span style="tab-stops:list 72.0pt"><span style="font-family:Aptos,sans-serif"><span style="font-size:11.0pt">Prepare and submit required regulatory reports and documentation to the RBI in a timely manner.</span></span></span></span></span></li>
	<li style="text-align:justify"><span style="font-size:12pt"><span style="line-height:normal"><span style="tab-stops:list 72.0pt"><span style="font-family:Aptos,sans-serif"><span style="font-size:11.0pt">Maintain accurate and up-to-date records of compliance activities, including audits, reviews, and corrective actions.</span></span></span></span></span></li>
	<li style="text-align:justify"><span style="font-size:12pt"><span style="line-height:normal"><span style="tab-stops:list 72.0pt"><span style="font-family:Aptos,sans-serif"><span style="font-size:11.0pt">Monitor Compliance management tool and ensure compliance across organisation.</span></span></span></span></span></li>
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<li style="text-align:justify"><span style="font-size:12pt"><span style="line-height:normal"><span style="tab-stops:list 36.0pt"><span style="font-family:Aptos,sans-serif"><b><span style="font-size:11.0pt">Risk Management:</span></b></span></span></span></span>
<ul style="list-style-type:circle">
	<li style="text-align:justify"><span style="font-size:12pt"><span style="line-height:normal"><span style="tab-stops:list 72.0pt"><span style="font-family:Aptos,sans-serif"><span style="font-size:11.0pt">Identify and assess compliance risks associated with the organization&rsquo;s operations.</span></span></span></span></span></li>
	<li style="text-align:justify"><span style="font-size:12pt"><span style="line-height:normal"><span style="tab-stops:list 72.0pt"><span style="font-family:Aptos,sans-serif"><span style="font-size:11.0pt">Develop and implement risk mitigation strategies to address potential compliance issues.</span></span></span></span></span></li>
	<li style="text-align:justify"><span style="font-size:12pt"><span style="line-height:normal"><span style="tab-stops:list 72.0pt"><span style="font-family:Aptos,sans-serif"><span style="font-size:11.0pt">Conduct risk assessments and audits to ensure compliance with RBI standards.</span></span></span></span></span></li>
</ul>
</li>
<li style="text-align:justify"><span style="font-size:12pt"><span style="line-height:normal"><span style="tab-stops:list 36.0pt"><span style="font-family:Aptos,sans-serif"><b><span style="font-size:11.0pt">Training and Awareness:</span></b></span></span></span></span>
<ul style="list-style-type:circle">
	<li style="text-align:justify"><span style="font-size:12pt"><span style="line-height:normal"><span style="tab-stops:list 72.0pt"><span style="font-family:Aptos,sans-serif"><span style="font-size:11.0pt">Provide training and support to staff on RBI regulations, compliance policies, and procedures.</span></span></span></span></span></li>
	<li style="text-align:justify"><span style="font-size:12pt"><span style="line-height:normal"><span style="tab-stops:list 72.0pt"><span style="font-family:Aptos,sans-serif"><span style="font-size:11.0pt">Promote a culture of compliance within the organization through awareness programs and communication.</span></span></span></span></span></li>
</ul>
</li>
<li style="text-align:justify"><span style="font-size:12pt"><span style="line-height:normal"><span style="tab-stops:list 36.0pt"><span style="font-family:Aptos,sans-serif"><b><span style="font-size:11.0pt">Liaison and Communication:</span></b></span></span></span></span>
<ul style="list-style-type:circle">
	<li style="text-align:justify"><span style="font-size:12pt"><span style="line-height:normal"><span style="tab-stops:list 72.0pt"><span style="font-family:Aptos,sans-serif"><span style="font-size:11.0pt">Act as the primary point of contact for RBI-related inquiries and communications.</span></span></span></span></span></li>
	<li style="text-align:justify"><span style="font-size:12pt"><span style="line-height:normal"><span style="tab-stops:list 72.0pt"><span style="font-family:Aptos,sans-serif"><span style="font-size:11.0pt">Liaise with external auditors, regulatory bodies, and legal advisors to ensure compliance.</span></span></span></span></span></li>
</ul>
</li>
<li style="text-align:justify"><span style="font-size:12pt"><span style="line-height:normal"><span style="tab-stops:list 36.0pt"><span style="font-family:Aptos,sans-serif"><b><span style="font-size:11.0pt">Continuous Improvement:</span></b></span></span></span></span>
<ul style="list-style-type:circle">
	<li style="text-align:justify"><span style="font-size:12pt"><span style="line-height:normal"><span style="tab-stops:list 72.0pt"><span style="font-family:Aptos,sans-serif"><span style="font-size:11.0pt">Stay updated on changes in RBI regulations and industry best practices.</span></span></span></span></span></li>
	<li style="text-align:justify"><span style="font-size:12pt"><span style="line-height:normal"><span style="tab-stops:list 72.0pt"><span style="font-family:Aptos,sans-serif"><span style="font-size:11.0pt">Recommend and implement improvements to compliance processes and procedures.</span></span></span></span></span></li>
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</ol> <p style="text-align:justify">&nbsp;</p> <p style="text-align:justify"><span style="font-size:12pt"><span style="line-height:normal"><span style="font-family:Aptos,sans-serif"><b><span style="font-size:11.0pt">Qualifications:</span></b></span></span></span></p> <ul> <li style="text-align:justify"><span style="font-size:12pt"><span style="line-height:normal"><span style="tab-stops:list 36.0pt"><span style="font-family:Aptos,sans-serif"><span style="font-size:11.0pt">Minimum 5-7 years of experience in regulatory compliance, preferably with a focus on RBI regulations.</span></span></span></span></span></li> </ul> <p style="text-align:justify">&nbsp;</p> <p style="text-align:justify"><span style="font-size:12pt"><span style="line-height:normal"><span style="font-family:Aptos,sans-serif"><b><span style="font-size:11.0pt">Skills:</span></b></span></span></span></p> <ul> <li style="text-align:justify"><span style="font-size:12pt"><span style="line-height:normal"><span style="tab-stops:list 36.0pt"><span style="font-family:Aptos,sans-serif"><span style="font-size:11.0pt">Well versed with NBFC regulations</span></span></span></span></span></li> <li style="text-align:justify"><span style="font-size:12pt"><span style="line-height:normal"><span style="tab-stops:list 36.0pt"><span style="font-family:Aptos,sans-serif"><span style="font-size:11.0pt">Regulatory liasoning</span></span></span></span></span></li> <li style="text-align:justify"><span style="font-size:12pt"><span style="line-height:normal"><span style="tab-stops:list 36.0pt"><span style="font-family:Aptos,sans-serif"><span style="font-size:11.0pt">Drafting letters and replies to regulatory authorities</span></span></span></span></span></li> <li style="text-align:justify"><span style="font-size:12pt"><span style="line-height:normal"><span style="tab-stops:list 36.0pt"><span style="font-family:Aptos,sans-serif"><span style="font-size:11.0pt">Cross department liasoning</span></span></span></span></span></li> </ul> <p style="margin-left:24px; text-align:justify">&nbsp;</p> <p style="margin-bottom:11px; text-align:justify"><span style="font-size:12pt"><span style="line-height:normal"><span style="font-family:Aptos,sans-serif"><b><span style="font-size:11.0pt">KRA:</span></b></span></span></span></p> <ul> <li style="text-align:justify"><span style="font-size:12pt"><span style="line-height:normal"><span style="font-family:Aptos,sans-serif"><span style="font-size:11.0pt">Monitoring, updation and impact analysis of various circulars/directions issued by regulators and its timely implementation</span></span></span></span></li> <li style="text-align:justify"><span style="font-size:12pt"><span style="line-height:normal"><span style="font-family:Aptos,sans-serif"><span style="font-size:11.0pt">Handling regulatory reports &amp; filings, regulatory audits and inspections, internal audit with respect of areas of compliance</span></span></span></span></li> <li style="text-align:justify"><span style="font-size:12pt"><span style="line-height:normal"><span style="font-family:Aptos,sans-serif"><span style="font-size:11.0pt">Keep abreast of regulatory developments or other matters affecting the business activities, systems and controls and communicate changes to policies, procedures and regulatory requirements and oversee implementation thereof</span></span></span></span></li> <li style="text-align:justify"><span style="font-size:12pt"><span style="line-height:115%"><span style="font-family:Aptos,sans-serif"><span style="font-size:11.0pt"><span style="line-height:115%">Preparation and collation of inspection questionnaire, query solving of stakeholders wrt providing data and submission to regulators</span></span></span></span></span></li> <li style="text-align:justify"><span style="font-size:12pt"><span style="line-height:115%"><span style="font-family:Aptos,sans-serif"><span style="font-size:11.0pt"><span style="line-height:115%">Engagement/oversight on onsite regulatory inspections, review critical queries and provide compliance inputs</span></span></span></span></span></li> <li style="text-align:justify"><span style="font-size:12pt"><span style="line-height:115%"><span style="font-family:Aptos,sans-serif"><span style="font-size:11.0pt"><span style="line-height:115%">Liaisoning and bridging gap between regulator and business stakeholders</span></span></span></span></span></li> <li style="text-align:justify"><span style="font-size:12pt"><span style="line-height:115%"><span style="font-family:Aptos,sans-serif"><span style="font-size:11.0pt"><span style="line-height:115%">Vetting of draft responses to inspection reports, following up for ATR, implementation of corrective steps to be undertaken etc.</span></span></span></span></span></li> <li style="text-align:justify"><span style="font-size:12pt"><span style="line-height:normal"><span style="font-family:Aptos,sans-serif"><span style="font-size:11.0pt">Seeking clarification from regulators on any queries under regulations</span></span></span></span></li> <li style="text-align:justify"><span style="font-size:12pt"><span style="line-height:115%"><span style="font-family:Aptos,sans-serif"><span style="font-size:11.0pt"><span style="line-height:115%">Undertaking, preparing, monitoring and review of compliance policies, liaisoning with business stakeholders for review of policies, identify gaps, etc.</span></span></span></span></span></li> <li style="text-align:justify"><span style="font-size:12pt"><span style="line-height:115%"><span style="font-family:Aptos,sans-serif"><span style="font-size:11.0pt"><span style="line-height:115%">Monitoring of systems and applications used by the company for compliance related activities</span></span></span></span></span></li> <li style="text-align:justify"><span style="font-size:12pt"><span style="line-height:115%"><span style="font-family:Aptos,sans-serif"><span style="font-size:11.0pt"><span style="line-height:115%">Providing regular training to teams on regulatory developments</span></span></span></span></span></li> <li style="text-align:justify"><span style="font-size:12pt"><span style="line-height:115%"><span style="font-family:Aptos,sans-serif"><span style="font-size:11.0pt"><span style="line-height:115%">Identifying, investigating and resolving indications of violations to the Company&rsquo;s internal policies, systems and controls or to applicable laws, rules or regulations</span></span></span></span></span></li> <li style="text-align:justify"><span style="font-size:12pt"><span style="line-height:115%"><span style="font-family:Aptos,sans-serif"><span style="font-size:11.0pt"><span style="line-height:115%">Periodically report to senior management on the effectiveness of the Company&rsquo;s compliance program and red flags, if any</span></span></span></span></span></li> <li style="text-align:justify"><span style="font-size:12pt"><span style="line-height:115%"><span style="font-family:Aptos,sans-serif"><span style="font-size:11.0pt"><span style="line-height:115%">Quarterly compliance meetings with all stakeholders on updating major regulatory updates and areas of concerns, if any</span></span></span></span></span></li> <li style="text-align:justify"><span style="font-size:12pt"><span style="line-height:normal"><span style="font-family:Aptos,sans-serif"><span style="font-size:11.0pt">Preparation of board notes and regulatory updates to be presented to the Board/Committees</span></span></span></span></li> </ul>