Key Responsibilities:

• Financial Analysis: Conduct comprehensive financial analysis, including review of financial statements, cash flow, and other financial metrics to evaluate the creditworthiness of individuals and businesses.
• Credit Evaluation: Lead the evaluation of credit applications by performing in-depth risk assessments, recommending appropriate credit limits and terms.
• Industry Research: Stay abreast of industry trends, market conditions, and regulatory updates to inform credit risk decisions.
• Credit Risk Management: Prepare and present credit reports and risk assessments to senior management, aiding in strategic decision-making.
• Compliance: Ensure all credit approvals and decisions comply with internal credit policies and regulatory standards.
• Collaboration: Work closely with cross-functional teams, including credit, relationship management, and risk departments to streamline credit processes and ensure efficiency.