Job Description
<p class="FirstParagraph" style="margin-top:12px; margin-bottom:12px"><span style="font-size:12pt"><span style="font-family:Aptos,sans-serif"><b>Job Title:</b> Treasury Finance Manager / Lead – NBFC<br />
<b>Entity:</b> Agriwise Finserv Limited (Registered NBFC & Subsidiary of StarAgri Group)<br />
<b>Location:</b> Mumbai<br />
<b>Reporting To:</b> CFO / Head – Finance (NBFC)<br />
<b>Payroll:</b> NBFC Payroll</span></span></p>
<h2 style="margin-top:11px; margin-bottom:5px"><span style="font-size:16pt"><span style="font-family:"Aptos Display",sans-serif"><span style="color:#0f4761"><span style="font-weight:normal"><a name="role-overview">Role Overview</a></span></span></span></span></h2>
<p class="FirstParagraph" style="margin-top:12px; margin-bottom:12px"><span style="font-size:12pt"><span style="font-family:Aptos,sans-serif">The Treasury Finance role at Agriwise Finserv Limited will be responsible for managing the end-to-end treasury function from a <b>debt perspective</b>, with a strong focus on <b>fund raising, liquidity management, and working capital optimization</b> for the NBFC and the larger StarAgri Group. The role will drive <b>structured debt, non-fund-based limits, and fund-based working capital facilities</b>, while also strengthening treasury operations, MIS, and lender relationships. This position plays a critical role in ensuring sustainable capital availability to support business growth.</span></span></p>
<p style="margin-bottom:13px"> </p>
<h2 style="margin-top:11px; margin-bottom:5px"><span style="font-size:16pt"><span style="font-family:"Aptos Display",sans-serif"><span style="color:#0f4761"><span style="font-weight:normal"><a name="key-responsibilities">Key Responsibilities</a></span></span></span></span></h2>
<h3 style="margin-top:11px; margin-bottom:5px"><span style="font-size:14pt"><span style="font-family:Aptos,sans-serif"><span style="color:#0f4761"><span style="font-weight:normal"><a name="Xa5d4620cabbcbce21e03f0f46895bf5a742d140">Debt Raising & Capital Management (Core Focus)</a></span></span></span></span></h3>
<ul>
<li class="Compact" style="margin-top:2px; margin-bottom:2px"><span style="font-size:12pt"><span style="font-family:Aptos,sans-serif">Lead debt raising initiatives including term loans, working capital loans, structured debt, and refinancing opportunities.</span></span></li>
<li class="Compact" style="margin-top:2px; margin-bottom:2px"><span style="font-size:12pt"><span style="font-family:Aptos,sans-serif">Evaluate and onboard lenders (banks, NBFCs, FIIs, AIFs, DFIs) with a clear <b>debt POV</b> aligned to business needs.</span></span></li>
<li class="Compact" style="margin-top:2px; margin-bottom:2px"><span style="font-size:12pt"><span style="font-family:Aptos,sans-serif">Negotiate pricing, covenants, security structures, and documentation for all borrowing arrangements.</span></span></li>
<li class="Compact" style="margin-top:2px; margin-bottom:2px"><span style="font-size:12pt"><span style="font-family:Aptos,sans-serif">Support long-term capital planning and optimize cost of funds for the NBFC.</span></span></li>
</ul>
<h3 style="margin-top:11px; margin-bottom:5px"><span style="font-size:14pt"><span style="font-family:Aptos,sans-serif"><span style="color:#0f4761"><span style="font-weight:normal"><a name="working-capital-limits-management">Working Capital & Limits Management</a></span></span></span></span></h3>
<ul>
<li class="Compact" style="margin-top:2px; margin-bottom:2px"><span style="font-size:12pt"><span style="font-family:Aptos,sans-serif">Structure and manage <b>fund-based limits</b> (CC/WCDL/OD) to support operating requirements.</span></span></li>
<li class="Compact" style="margin-top:2px; margin-bottom:2px"><span style="font-size:12pt"><span style="font-family:Aptos,sans-serif">Manage and enhance <b>non-fund-based limits</b> including LC, BG, and trade finance instruments.</span></span></li>
<li class="Compact" style="margin-top:2px; margin-bottom:2px"><span style="font-size:12pt"><span style="font-family:Aptos,sans-serif">Monitor utilization, renewals, enhancements, and covenant compliance across all limits.</span></span></li>
<li class="Compact" style="margin-top:2px; margin-bottom:2px"><span style="font-size:12pt"><span style="font-family:Aptos,sans-serif">Drive improvements in working capital efficiency from a lender and operational perspective.</span></span></li>
</ul>
<h3 style="margin-top:11px; margin-bottom:5px"><span style="font-size:14pt"><span style="font-family:Aptos,sans-serif"><span style="color:#0f4761"><span style="font-weight:normal"><a name="treasury-operations-cash-flow-management">Treasury Operations & Cash Flow Management</a></span></span></span></span></h3>
<ul>
<li class="Compact" style="margin-top:2px; margin-bottom:2px"><span style="font-size:12pt"><span style="font-family:Aptos,sans-serif">Oversee daily treasury operations including cash positioning, fund flows, and bank account management.</span></span></li>
<li class="Compact" style="margin-top:2px; margin-bottom:2px"><span style="font-size:12pt"><span style="font-family:Aptos,sans-serif">Prepare short-term and medium-term cash flow forecasts to ensure liquidity adequacy.</span></span></li>
<li class="Compact" style="margin-top:2px; margin-bottom:2px"><span style="font-size:12pt"><span style="font-family:Aptos,sans-serif">Ensure seamless coordination between treasury, operations, and business teams.</span></span></li>
</ul>
<h3 style="margin-top:11px; margin-bottom:5px"><span style="font-size:14pt"><span style="font-family:Aptos,sans-serif"><span style="color:#0f4761"><span style="font-weight:normal"><a name="mis-reporting-governance">MIS, Reporting & Governance</a></span></span></span></span></h3>
<ul>
<li class="Compact" style="margin-top:2px; margin-bottom:2px"><span style="font-size:12pt"><span style="font-family:Aptos,sans-serif">Develop robust <b>treasury MIS</b> covering borrowings, utilization, cost of funds, maturity profiles, and covenants.</span></span></li>
<li class="Compact" style="margin-top:2px; margin-bottom:2px"><span style="font-size:12pt"><span style="font-family:Aptos,sans-serif">Prepare lender-specific reports, board notes, and management dashboards.</span></span></li>
<li class="Compact" style="margin-top:2px; margin-bottom:2px"><span style="font-size:12pt"><span style="font-family:Aptos,sans-serif">Ensure strong documentation, audit readiness, and adherence to internal treasury SOPs.</span></span></li>
</ul>
<h3 style="margin-top:11px; margin-bottom:5px"><span style="font-size:14pt"><span style="font-family:Aptos,sans-serif"><span style="color:#0f4761"><span style="font-weight:normal"><a name="nbfc-compliance-stakeholder-management">NBFC Compliance & Stakeholder Management</a></span></span></span></span></h3>
<ul>
<li class="Compact" style="margin-top:2px; margin-bottom:2px"><span style="font-size:12pt"><span style="font-family:Aptos,sans-serif">Work closely with finance, legal, and compliance teams to ensure adherence to RBI norms applicable to NBFCs.</span></span></li>
<li class="Compact" style="margin-top:2px; margin-bottom:2px"><span style="font-size:12pt"><span style="font-family:Aptos,sans-serif">Act as the primary point of contact for lenders, bankers, rating agencies, and advisors.</span></span></li>
<li class="Compact" style="margin-top:2px; margin-bottom:2px"><span style="font-size:12pt"><span style="font-family:Aptos,sans-serif">Support credit rating processes and periodic reviews.</span></span></li>
</ul>
<h3 style="margin-top:11px; margin-bottom:5px"><span style="font-size:14pt"><span style="font-family:Aptos,sans-serif"><span style="color:#0f4761"><span style="font-weight:normal"><a name="process-improvement-sops">Process Improvement & SOPs</a></span></span></span></span></h3>
<ul>
<li class="Compact" style="margin-top:2px; margin-bottom:2px"><span style="font-size:12pt"><span style="font-family:Aptos,sans-serif">Streamline treasury processes and introduce best practices in controls, reporting, and automation.</span></span></li>
<li class="Compact" style="margin-top:2px; margin-bottom:2px"><span style="font-size:12pt"><span style="font-family:Aptos,sans-serif">Establish and improve SOPs across treasury and debt management functions.</span></span></li>
</ul>
<p style="margin-bottom:13px"> </p>
<h2 style="margin-top:11px; margin-bottom:5px"><span style="font-size:16pt"><span style="font-family:"Aptos Display",sans-serif"><span style="color:#0f4761"><span style="font-weight:normal"><a name="qualifications-experience">Qualifications & Experience</a></span></span></span></span></h2>
<ul>
<li class="Compact" style="margin-top:2px; margin-bottom:2px"><span style="font-size:12pt"><span style="font-family:Aptos,sans-serif"><b>Qualification:</b> CA / MBA (Finance) / CFA preferred.</span></span></li>
<li class="Compact" style="margin-top:2px; margin-bottom:2px"><span style="font-size:12pt"><span style="font-family:Aptos,sans-serif"><b>Experience:</b> 6–10 years of relevant experience in treasury, debt raising, or corporate finance.</span></span></li>
<li class="Compact" style="margin-top:2px; margin-bottom:2px"><span style="font-size:12pt"><span style="font-family:Aptos,sans-serif"><b>Industry Exposure:</b> NBFC / Financial Services / Agri-finance / Structured Finance preferred.</span></span></li>
<li class="Compact" style="margin-top:2px; margin-bottom:2px"><span style="font-size:12pt"><span style="font-family:Aptos,sans-serif"><b>Skill Set:</b> Strong understanding of debt instruments, working capital structures, RBI regulations, and lender negotiations.</span></span></li>
</ul>
<p style="margin-bottom:13px"> </p>
<h2 style="margin-top:11px; margin-bottom:5px"><span style="font-size:16pt"><span style="font-family:"Aptos Display",sans-serif"><span style="color:#0f4761"><span style="font-weight:normal"><a name="key-competencies">Key Competencies</a></span></span></span></span></h2>
<ul>
<li class="Compact" style="margin-top:2px; margin-bottom:2px"><span style="font-size:12pt"><span style="font-family:Aptos,sans-serif">Strong debt and capital structuring mindset with hands-on execution ability.</span></span></li>
<li class="Compact" style="margin-top:2px; margin-bottom:2px"><span style="font-size:12pt"><span style="font-family:Aptos,sans-serif">Excellent lender relationship and negotiation skills.</span></span></li>
<li class="Compact" style="margin-top:2px; margin-bottom:2px"><span style="font-size:12pt"><span style="font-family:Aptos,sans-serif">High ownership, operational rigor, and attention to detail.</span></span></li>
<li class="Compact" style="margin-top:2px; margin-bottom:2px"><span style="font-size:12pt"><span style="font-family:Aptos,sans-serif">Ability to work in a fast-paced, growth-oriented NBFC environment.</span></span></li>
<li class="Compact" style="margin-top:2px; margin-bottom:2px"><span style="font-size:12pt"><span style="font-family:Aptos,sans-serif">Strong analytical, MIS, and stakeholder management capabilities.</span></span></li>
</ul>
<p style="margin-bottom:13px"> </p>
<p class="FirstParagraph" style="margin-top:12px; margin-bottom:12px"><span style="font-size:12pt"><span style="font-family:Aptos,sans-serif"><i>This role is critical to strengthening Agriwise Finserv’s treasury backbone and supporting the StarAgri Group’s growth agenda through efficient capital deployment and disciplined debt management.</i></span></span></p>
