VP - Financial Product | Scrabble
Posted on August 14, 2025
Job Description
<div>Role Description: We are looking for a dynamic and experienced professional to lead our financial products division, specifically focusing on Loan Against Property (LAP) and SME lending. The ideal candidate will bring deep domain expertise from a leading bank or NBFC and have a strong track record in P&L ownership, product innovation, and business strategy. Key Responsibilities: • Lead the end-to-end product strategy and lifecycle for LAP and SME lending. • Own and drive the P&L for the LAP & SME portfolio, ensuring profitable growth. • Conduct detailed market research, customer segmentation, and competitor benchmarking to guide product enhancements. • Collaborate with risk, credit, legal, tech, and operations to develop scalable and compliant financial products. • Design and refine customer journeys, credit policies, pricing strategies, and underwriting frameworks. • Build and lead a high-performing product team aligned with business objectives. • Monitor key performance metrics and continuously optimize product performance. • Work closely with senior leadership to align product strategy with overall company goals.</div>
<div>Attributes we are looking for: • 10+ years of experience in product roles within banks or NBFCs. • MBA from a Tier 1 B-school is a must. • Demonstrated success in managing and growing LAP & SME products. • Strong understanding of customer needs in secured and small business lending segments. • Proven experience in P&L ownership and driving revenue growth. • Exceptional stakeholder management and cross-functional collaboration skills. • Analytical mindset with an ability to make data-driven decisions.</div>