Head Treasury

Company Overview

Not specified.

Job Summary

The Head of Treasury / Vice President – Treasury is responsible for leading the company's treasury functions, including resource mobilization, capital raising, asset liability management, liquidity operations, and maintaining strong relationships with financial institutions and rating agencies. This role plays a critical part in supporting the organization’s growth, ensuring regulatory compliance, and optimizing financial strategies to sustain the company's financial health and stability.

Responsibilities

• Resource Mobilization & Capital Raising:
  Formulate and execute a diversified debt fundraising strategy to support business growth, including raising funds through Term Loans, Working Capital Lines, Non-Convertible Debentures (NCDs), Commercial Papers (CPs), and External Commercial Borrowings (ECBs). Design and implement off-balance-sheet structures such as Direct Assignments (DA), Pass-Through Certificates (PTCs), and co-lending partnerships with major banks.

• Asset Liability Management (ALM) & Liquidity Operations:
  Monitor daily cash flows, short-term liquidity, and long-term asset-liability maturity buckets to mitigate structural mismatches. Serve as a core member of the Asset Liability Committee (ALCO), presenting critical data on interest rate sensitivities and liquidity risks. Manage surplus funds in high-safety, high-liquidity instruments in accordance with approved investment policies.

• Relationship & Rating Management:
  Maintain and expand relationships with Public Sector Banks (PSUs), Private Banks, Foreign Lenders, and Mutual Funds. Act as the primary contact for Credit Rating Agencies, leading the review processes to achieve or maintain optimal investment-grade ratings. Oversee corporate governance with Debenture Trustees, Registrars, and Legal Advisors.

• Regulatory Compliance & Governance:
  Ensure compliance with RBI Middle Layer norms, borrowing limits, concentration risk guidelines, and statutory liquidity disclosures. Collaborate with the Risk Management team to provide data for the Internal Capital Adequacy Assessment Process (ICAAP).

Qualifications

• Educational Qualifications:
  Chartered Accountant (CA) and MBA in Finance.

• Technical Skills & Experience:

  • 5 to 10 years of core treasury experience within an NBFC, Housing Finance Company (HFC), or Bank.
  • Expertise in resource mobilization, debt structuring, and capital markets.
  • Strong understanding of Asset Liability Management (ALM) and liquidity management.
  • Experience in relationship management with banks, financial institutions, and rating agencies.
  • Knowledge of regulatory norms such as RBI guidelines and statutory disclosures.
  • Familiarity with off-balance-sheet structures and external borrowings.

Preferred Skills

• Excellent interpersonal and relationship management skills.
• Strong analytical and strategic thinking abilities.
• Ability to work under pressure and manage multiple stakeholders.
• Proficiency in financial modeling and risk assessment tools.
• Leadership qualities with the ability to lead cross-functional teams.

Experience

• 5 to 10 years of relevant treasury experience, specifically within NBFCs, HFCs, or Banks.

Environment

• The role is based in Mumbai and may involve working in a corporate office environment.
• The position requires a high level of professionalism, attention to detail, and adherence to regulatory standards.
• The work involves collaboration with senior management, external financial institutions, and regulatory bodies.

Salary

Not specified.

GrowthOpportunities

Not specified.

Benefits

Not specified.